News

To further implement the "people-centered" development concept, effectively protect the basic livelihood of the unemployed, and increase assistance to the needy, Shanghai will adjust the unemployment insurance payment standard from July 1, 2025, and simultaneously raise the minimum living security and other social assistance standards. At the same time, the basic medical insurance policy for employees will also undergo new changes, further reducing the medical burden on insured individuals.

1.The standard of unemployment insurance benefits has been raised to ensure the basic living standards of the unemployed

In light of the economic and social development level of Shanghai and the operation of the unemployment insurance fund, with the approval of the municipal government, the Municipal Human Resources and Social Security Bureau has decided to adjust the payment standards of unemployment insurance benefits. Specifically, the unemployment insurance benefit payment standard for the first 12 months will increase by 50 yuan and be adjusted to 2,305 yuan per month. The payment standard for the 13th to 24th months has been adjusted to 1,844 yuan per month. The payment standard for extended collection has been adjusted to 1,650 yuan per month. This adjustment will effectively relieve the living pressure of the unemployed and ensure that their basic living needs are guaranteed.

3.the maximum payment limit for employee medical insurance has been raised to reduce the medical burden

The Shanghai Municipal Medical Insurance Bureau has issued a notice that starting from July 1, 2025, the basic medical insurance for employees in Shanghai will officially enter the 2025 medical insurance year (from July 1, 2025 to June 30, 2026). According to the latest policy adjustment, the maximum payment limit of the employee medical insurance pooled fund for the 2025 medical insurance year will be raised from the current 630,000 yuan to 650,000 yuan. For medical expenses exceeding the maximum payment limit, the reimbursement ratio of 80% will still be implemented as stipulated by the policy.

At the same time, it is made clear that the standards for the self-payment period of outpatient and emergency services and the deductible for the pooled fund for hospitalization (including emergency observation rooms) under the employee medical insurance in the 2025 medical insurance year remain unchanged and will continue to be implemented in accordance with the standards of the 2024 medical insurance year.